Yes, Tops accepts WIC at many of its U.S. locations, though acceptance varies by state and individual store.

If you are a WIC participant wondering whether you can use your benefits at your local Tops, this guide covers how to verify acceptance, what shopping options are available, and which WIC-eligible items you can typically find.

Does Tops Accept WIC?

Tops accepts WIC benefits at participating stores. Because the WIC program is administered at the state level, authorization can vary by location. Not all Tops markets are authorized to accept WIC, so it is important to confirm that your local store is a participant before you shop.

Most states now issue eWIC cards, which have streamlined the checkout process. At Tops, these cards work just like a debit card. You simply swipe your card at the register and enter your PIN. The cost of all your eligible WIC items is then automatically deducted from your benefits.

Does Tops accept WIC for online orders?

Tops does not accept WIC benefits for online orders, curbside pickup, or delivery. WIC transactions must be completed in-store at the register. This policy applies to all Tops locations, including those in New York, Vermont, and Pennsylvania. You must go inside the store to purchase your WIC-approved items using your benefits card.

Why Some Tops Locations Accept WIC and Others Don't

Several factors determine whether a specific Tops store can accept WIC. The process is governed by federal funding, state rules, and individual store capabilities.

State-Level Administration

Although WIC is federally funded, it is administered at the state level. Each state agency manages its own list of authorized vendors. This is why a Tops market in one state may be authorized to accept WIC benefits, while a location just across the state line may not be part of the program.

Store Authorization Requirements

To accept WIC, stores must apply to their state agency and meet specific requirements. These often include stocking minimum quantities of approved foods, maintaining eWIC-compatible checkout systems, and training staff on WIC transactions. Some locations may not pursue authorization or may not meet the state's standards.

Store Format and Size

A store’s format can influence its ability to get WIC authorization. Smaller locations, like a Tops Express or Neighborhood Market, may have limited shelf space. This can make it difficult for them to stock the required inventory of WIC-approved items, potentially preventing them from qualifying for the program.

Changes in Authorization

A store’s authorization status is not permanent and can change over time. A location might gain or lose its ability to accept WIC based on periodic reviews or changes in store policy. For this reason, it is always wise to confirm a store's current participation before you plan your shopping trip.