What to Do if Your EBT Balance Runs Out Early

Seeing a zero balance on your EBT card before the end of the month is a stressful experience. It can feel like you're out of options, but support is available to bridge the gap. Below are three strategies you can use if you face a shortage before your next deposit.

Apply for Expedited (Emergency) SNAP

If your funds run out completely, you may be able to get an emergency allotment loaded to your card within seven days. This can be a lifeline when your next Mississippi SNAP payment schedule seems too far away. To request this emergency help, you will need to take a few specific steps.

• Call the MDHS Economic Assistance line at 800-948-3050 or visit your county office as soon as your balance is zero. Ask for a SNAP application and state that you are requesting “EXPEDITED PROCESSING.”

• On the form, check the box for expedited service. You must also note that you have under $150 in gross monthly income and under $100 in liquid resources. Alternatively, you can state that your rent and utility costs now exceed your income.

• Have your ID and a bill or lease ready for an immediate phone or lobby interview. If approved, MDHS will load the emergency amount to your EBT card no later than the seventh calendar day after receiving your application.

Ask MDHS to Recalculate Your Benefit Level

If your household circumstances have changed since your last certification, your benefit amount might not be accurate. Reporting these changes could lead to a higher monthly payment. This is especially important if your situation changes long before the next EBT deposit dates.

• List every new expense or income loss. This includes higher rent, reduced work hours, or new child-care costs. It also covers out-of-pocket medical bills over $35 per month if a household member is over 60 or has a disability.

• File the Change Report Form through the Access MS portal or deliver copies of bills and pay stubs to your county office. After submitting, request a written “notice of action” confirming the agency’s decision.

• If the adjustment is denied or seems too small, you can request a fair hearing. This must be done in writing within 90 days. Benefits from a successful hearing can be retroactive to the month you first reported the change.

Use Mississippi’s Gleaning Network and Food Pantries

Local organizations offer free food that can help your family get by. The fixed nature of the SNAP payment dates can sometimes create gaps, which is where these resources come in. They are designed to supplement your groceries when your EBT balance is low.

• Contact the Society of St. Andrew’s Mississippi Gleaning Network by texting or calling 769-233-0887. You can also email ms-glean@endhunger.org. They will notify you about “crop drops” and field-gleaning events where you can get 20–40 pounds of fresh produce. Remember to bring your own bags.

• Check the 24-hour geo-locator on the Mississippi Food Network’s Find Food map. This tool, highlighted by local news, lists over 400 pantries, mobile distributions, and meal sites. You can plan visits that fit your travel budget and schedule.

Track Your EBT Balance and Earn Cashback with Benny

Benny is a free app that lets you check your EBT balance in real time and get cash back on eligible purchases at stores like Target, Walmart, and Kroger. To start, link your EBT card to the app.

After you make a purchase, scan your receipt with Benny to receive cash back on SNAP-eligible items. This can be a great help before the next Mississippi SNAP payment schedule.

Download Benny to manage your funds and stretch your EBT benefits further. The app is a useful resource to have between EBT deposit dates.