Jersey Mike's accepts EBT, but only for eligible individuals at participating locations through the Restaurant Meals Program (RMP). Since standard SNAP benefits do not cover hot, prepared foods, this is the only way to use your card at the sandwich chain.

How To Use EBT At Jersey Mike's

You can only use your EBT card for in-restaurant dining. Jersey Mike's does not accept EBT for online orders, curbside pickup, or any delivery services like DoorDash or Uber Eats. The transaction must happen in person at the restaurant.

The RMP is a state-level program. States with active programs include Arizona, California, Illinois, Maryland, Michigan, Rhode Island, and Virginia. However, participation is not mandatory for restaurants within these states, and some may only offer it in certain counties.

Each Jersey Mike's location must be individually approved to accept EBT. To see if your local shop participates, look for a sign in the window or call them directly. You can find nearby shops using the official store locator, but you will need to contact the store to confirm EBT acceptance.

How To Pay With EBT

If you are eligible for the RMP and find a participating Jersey Mike's, paying with your EBT card is a simple process. Your card is coded by the state to work at authorized restaurants.

• Present your EBT card for payment. You may need to tell the employee you are paying with EBT, as they might need to use a specific function on the register.

• You will need to enter your PIN to authorize the purchase. Make sure you have enough funds in your account to cover the meal.

What Is The RMP And Who's Eligible

The Restaurant Meals Program (RMP) is a state option within SNAP. It allows you to buy prepared meals at approved restaurants if you cannot easily store or cook food. These purchases use your existing EBT benefits, as no extra funds are provided for the program.

Eligibility Requirements

To qualify for the RMP, your entire household must meet specific criteria. All members must be either aged 60 or older, have a permanent disability, or be experiencing homelessness. Spouses of eligible individuals are also covered under this program.

Your eligibility is coded directly onto your EBT card by the state. When you use your card at an authorized restaurant, the system checks for this code. If your household is not flagged as eligible, the transaction will simply be declined.

Participating States

The RMP is not available nationwide, as each state must choose to offer it. The following states had active programs as of mid-2025, though availability can vary within each one.

• Arizona

• California

• Illinois

• Maryland

• Massachusetts

• Michigan

• New York

• Rhode Island

• Virginia

Individual restaurants must apply to both their state agency and the USDA to participate. You can search for approved restaurants in your area by using the official SNAP Retailer Locator provided by the USDA.

What Can You Buy With An EBT Card At Jersey Mike's?

If your local Jersey Mike's accepts EBT, you can purchase a variety of cold food items. Your SNAP benefits cover specific menu options that are not served hot or toasted.

• Cold Subs: You can purchase any of the cold sub sandwiches. This includes popular options like the Italian, Club Supreme, and Turkey and Provolone, often prepared "Mike's Way" with fresh sliced toppings.

• Sub in a Tub: This is a salad version of any cold sub. The ingredients are chopped and served in a bowl instead of on bread, making it another eligible option for purchase.

• Cold Beverages: Bottled or fountain drinks that are sold cold are typically covered. This allows you to get a drink to go with your meal using your SNAP benefits.

• Packaged Snacks: You can also buy pre-packaged side items like bags of chips to complete your meal. These fall under standard SNAP-eligible food items.

Keep in mind that the specific SNAP-eligible items can differ between locations. Availability may depend on each individual restaurant's menu offerings.

Why Isn’t EBT Accepted at More Jersey Mike's Locations?

Widespread EBT acceptance at Jersey Mike's is complicated by several factors. The chain can only accept EBT through the state-run Restaurant Meals Program (RMP), which is not available nationwide and sometimes only in select counties. Even in states with an RMP, participation is optional for each franchise owner, who must individually apply and decide to join.

The RMP’s strict eligibility requirements also present a challenge. The program is limited to those who are elderly, disabled, or homeless, creating a very small customer base. For many franchisees, this narrow market may not justify the logistical effort of getting approved and programming point-of-sale systems to correctly process EBT transactions.