Does Take Costco EBT in 2026?

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Yes, Costco accepts EBT cards at all its U.S. warehouse locations. This allows you to use your SNAP benefits for bulk groceries at wholesale prices. However, EBT payments are mainly for in-store purchases, and there are specific rules for what you can buy.

How to Use Your EBT Card at Costco

You can use your EBT card for in-store purchases at any Costco warehouse. However, Costco.com does not accept EBT for online orders. The main exception is for Costco Same-Day Delivery, which is fulfilled through Instacart and does allow EBT payments for eligible items.

Through Instacart, you can also use EBT for curbside pickup orders. Your EBT card cannot be used at the Costco food court or to purchase hot prepared foods, like rotisserie chicken. You can find a nearby warehouse using the Costco store locator.

How to Pay With EBT at Costco

When using your EBT card at Costco, either in-store or through Instacart, there are a few things to remember about the payment process to ensure a smooth checkout.

You must have a Costco membership to shop there, even with an EBT card. The annual membership fee cannot be paid for with your SNAP benefits.
When shopping on Instacart, you can filter for SNAP-eligible items. These items will be marked, making it easier to see what you can purchase with your EBT card.
If your cart contains both SNAP-eligible and ineligible items, you will need another form of payment like a debit or credit card. This also applies if your SNAP balance does not cover the full cost of your groceries.

What Can You Buy With an EBT Card at Costco?

Your SNAP benefits cover a wide range of food items at Costco. You can stock up on staples and even find some unique bulk products eligible for purchase with your EBT card.

Fresh and Frozen Foods: You can purchase fresh and frozen fruits, vegetables, meat, poultry, and fish. Costco's bulk sizes are great for stocking up on these essentials.
Dairy, Breads, and Cereals: Your benefits cover dairy products like milk and cheese. Breads and cereals are also eligible, often in cost-effective bulk packaging.
Pantry Staples: You can buy large containers of shelf-stable goods. This includes canned items, baking supplies, snacks, and non-alcoholic beverages.
Kirkland Signature Products: Most food items from Costco's store brand, Kirkland Signature, are eligible. These products offer great value on items like juices and snacks.
Unique Bulk Items: Costco offers some unique eligible items. This includes large 25-pound bags of rice and even seeds or plants that grow food, like tomato plants.

While all U.S. Costco locations accept EBT, the specific items you can buy may vary. Costco follows all state laws, so some regional differences might apply based on local SNAP regulations.

What Can't You Buy With EBT at Costco?

While your SNAP benefits cover many groceries, there are some restrictions on what you can purchase with your EBT card at Costco.

Non-Food Items: Your EBT card cannot be used for non-food goods like household supplies, cleaning products, or pet food. Vitamins and supplements are also not eligible for purchase with SNAP benefits.
Hot and Prepared Foods: You cannot use your EBT card to buy hot, ready-to-eat foods. This includes Costco's popular rotisserie chicken and any items from the food court.
Membership Fees: The annual Costco membership fee must be paid with another form of payment, as SNAP benefits cannot be used for it.

Check Your EBT Balance and Get Cash Back on SNAP Buys

Download the app

Special Discount Programs for EBT Cardholders

Costco does not offer special discounts or programs specifically for EBT cardholders. The warehouse club maintains the same low prices for all its members. Unlike some retailers, Costco does not have programs like Double Up Food Bucks. However, the bulk pricing model means you can still achieve substantial savings.

You must have a Costco membership to shop there, even when using EBT. The annual membership fee cannot be paid with your EBT funds. As of early 2025, a Gold Star membership costs $65 a year and includes a card for another person in your household.

While the basic EBT acceptance policy is consistent, some rules can vary by location. For instance, some Costco warehouses accept EBT Cash (TANF) benefits for a wider range of products. It is best to check with your local store for its specific policy on this.

While there are no EBT-specific deals, you can still maximize your savings at Costco. Here are several practical strategies to help you stretch your budget further on every shopping trip.

Master Costco's pricing codes. Prices ending in .97 are clearance items. Prices ending in .88 or .00 are manager markdowns for a quick sale. An asterisk (*) on the price tag means the item is being discontinued.
Split bulk purchases. Coordinate with friends or family to divide large packages. This works especially well for perishable items like produce, meat, and dairy that might spoil before you can use them all.
Choose Kirkland Signature products. This is Costco's store brand. These products are typically cheaper than their name-brand counterparts but are often of equal or even better quality, offering fantastic value.
Request price adjustments. If an item you bought goes on sale within 30 days of your purchase, bring your receipt to customer service. They can refund you the price difference.
Shop during off-peak hours. The best times to visit are weekday mornings before 11 a.m. or weekday afternoons between 3 p.m. and 5 p.m. This helps you avoid crowds and impulse buys.
Plan with a shopping list. Visiting Costco without a list can lead to overspending on things you do not need. Plan your list in advance for eligible food items to stay on budget.

Track Your Real-Time EBT Balance and Earn Cash Back on SNAP

With the free Benny app, you can check your SNAP and EBT Cash balance instantly. You can also earn 1-3% cash back on SNAP purchases at Costco, Target, Walmart, Kroger, 7-Eleven, and many other stores.

To get started, just link your EBT card to the app. After you shop, scan your receipt with Benny. You will receive cash back on eligible SNAP items the same day.

Download Benny to take control of your spending and get more out of your EBT benefits.

Frequently Asked Questions

SHARE

Yes, Costco accepts EBT cards at all its U.S. warehouse locations. This allows you to use your SNAP benefits for bulk groceries at wholesale prices. However, EBT payments are mainly for in-store purchases, and there are specific rules for what you can buy.

How to Use Your EBT Card at Costco

You can use your EBT card for in-store purchases at any Costco warehouse. However, Costco.com does not accept EBT for online orders. The main exception is for Costco Same-Day Delivery, which is fulfilled through Instacart and does allow EBT payments for eligible items.

Through Instacart, you can also use EBT for curbside pickup orders. Your EBT card cannot be used at the Costco food court or to purchase hot prepared foods, like rotisserie chicken. You can find a nearby warehouse using the Costco store locator.

How to Pay With EBT at Costco

When using your EBT card at Costco, either in-store or through Instacart, there are a few things to remember about the payment process to ensure a smooth checkout.

You must have a Costco membership to shop there, even with an EBT card. The annual membership fee cannot be paid for with your SNAP benefits.
When shopping on Instacart, you can filter for SNAP-eligible items. These items will be marked, making it easier to see what you can purchase with your EBT card.
If your cart contains both SNAP-eligible and ineligible items, you will need another form of payment like a debit or credit card. This also applies if your SNAP balance does not cover the full cost of your groceries.

What Can You Buy With an EBT Card at Costco?

Your SNAP benefits cover a wide range of food items at Costco. You can stock up on staples and even find some unique bulk products eligible for purchase with your EBT card.

Fresh and Frozen Foods: You can purchase fresh and frozen fruits, vegetables, meat, poultry, and fish. Costco's bulk sizes are great for stocking up on these essentials.
Dairy, Breads, and Cereals: Your benefits cover dairy products like milk and cheese. Breads and cereals are also eligible, often in cost-effective bulk packaging.
Pantry Staples: You can buy large containers of shelf-stable goods. This includes canned items, baking supplies, snacks, and non-alcoholic beverages.
Kirkland Signature Products: Most food items from Costco's store brand, Kirkland Signature, are eligible. These products offer great value on items like juices and snacks.
Unique Bulk Items: Costco offers some unique eligible items. This includes large 25-pound bags of rice and even seeds or plants that grow food, like tomato plants.

While all U.S. Costco locations accept EBT, the specific items you can buy may vary. Costco follows all state laws, so some regional differences might apply based on local SNAP regulations.

What Can't You Buy With EBT at Costco?

While your SNAP benefits cover many groceries, there are some restrictions on what you can purchase with your EBT card at Costco.

Non-Food Items: Your EBT card cannot be used for non-food goods like household supplies, cleaning products, or pet food. Vitamins and supplements are also not eligible for purchase with SNAP benefits.
Hot and Prepared Foods: You cannot use your EBT card to buy hot, ready-to-eat foods. This includes Costco's popular rotisserie chicken and any items from the food court.
Membership Fees: The annual Costco membership fee must be paid with another form of payment, as SNAP benefits cannot be used for it.

Check Your EBT Balance and Get Cash Back on SNAP Buys

Download the app

Special Discount Programs for EBT Cardholders

Costco does not offer special discounts or programs specifically for EBT cardholders. The warehouse club maintains the same low prices for all its members. Unlike some retailers, Costco does not have programs like Double Up Food Bucks. However, the bulk pricing model means you can still achieve substantial savings.

You must have a Costco membership to shop there, even when using EBT. The annual membership fee cannot be paid with your EBT funds. As of early 2025, a Gold Star membership costs $65 a year and includes a card for another person in your household.

While the basic EBT acceptance policy is consistent, some rules can vary by location. For instance, some Costco warehouses accept EBT Cash (TANF) benefits for a wider range of products. It is best to check with your local store for its specific policy on this.

While there are no EBT-specific deals, you can still maximize your savings at Costco. Here are several practical strategies to help you stretch your budget further on every shopping trip.

Master Costco's pricing codes. Prices ending in .97 are clearance items. Prices ending in .88 or .00 are manager markdowns for a quick sale. An asterisk (*) on the price tag means the item is being discontinued.
Split bulk purchases. Coordinate with friends or family to divide large packages. This works especially well for perishable items like produce, meat, and dairy that might spoil before you can use them all.
Choose Kirkland Signature products. This is Costco's store brand. These products are typically cheaper than their name-brand counterparts but are often of equal or even better quality, offering fantastic value.
Request price adjustments. If an item you bought goes on sale within 30 days of your purchase, bring your receipt to customer service. They can refund you the price difference.
Shop during off-peak hours. The best times to visit are weekday mornings before 11 a.m. or weekday afternoons between 3 p.m. and 5 p.m. This helps you avoid crowds and impulse buys.
Plan with a shopping list. Visiting Costco without a list can lead to overspending on things you do not need. Plan your list in advance for eligible food items to stay on budget.

Track Your Real-Time EBT Balance and Earn Cash Back on SNAP

With the free Benny app, you can check your SNAP and EBT Cash balance instantly. You can also earn 1-3% cash back on SNAP purchases at Costco, Target, Walmart, Kroger, 7-Eleven, and many other stores.

To get started, just link your EBT card to the app. After you shop, scan your receipt with Benny. You will receive cash back on eligible SNAP items the same day.

Download Benny to take control of your spending and get more out of your EBT benefits.

Frequently Asked Questions

SHARE

Yes, Costco accepts EBT cards at all its U.S. warehouse locations. This allows you to use your SNAP benefits for bulk groceries at wholesale prices. However, EBT payments are mainly for in-store purchases, and there are specific rules for what you can buy.

How to Use Your EBT Card at Costco

You can use your EBT card for in-store purchases at any Costco warehouse. However, Costco.com does not accept EBT for online orders. The main exception is for Costco Same-Day Delivery, which is fulfilled through Instacart and does allow EBT payments for eligible items.

Through Instacart, you can also use EBT for curbside pickup orders. Your EBT card cannot be used at the Costco food court or to purchase hot prepared foods, like rotisserie chicken. You can find a nearby warehouse using the Costco store locator.

How to Pay With EBT at Costco

When using your EBT card at Costco, either in-store or through Instacart, there are a few things to remember about the payment process to ensure a smooth checkout.

You must have a Costco membership to shop there, even with an EBT card. The annual membership fee cannot be paid for with your SNAP benefits.
When shopping on Instacart, you can filter for SNAP-eligible items. These items will be marked, making it easier to see what you can purchase with your EBT card.
If your cart contains both SNAP-eligible and ineligible items, you will need another form of payment like a debit or credit card. This also applies if your SNAP balance does not cover the full cost of your groceries.

What Can You Buy With an EBT Card at Costco?

Your SNAP benefits cover a wide range of food items at Costco. You can stock up on staples and even find some unique bulk products eligible for purchase with your EBT card.

Fresh and Frozen Foods: You can purchase fresh and frozen fruits, vegetables, meat, poultry, and fish. Costco's bulk sizes are great for stocking up on these essentials.
Dairy, Breads, and Cereals: Your benefits cover dairy products like milk and cheese. Breads and cereals are also eligible, often in cost-effective bulk packaging.
Pantry Staples: You can buy large containers of shelf-stable goods. This includes canned items, baking supplies, snacks, and non-alcoholic beverages.
Kirkland Signature Products: Most food items from Costco's store brand, Kirkland Signature, are eligible. These products offer great value on items like juices and snacks.
Unique Bulk Items: Costco offers some unique eligible items. This includes large 25-pound bags of rice and even seeds or plants that grow food, like tomato plants.

While all U.S. Costco locations accept EBT, the specific items you can buy may vary. Costco follows all state laws, so some regional differences might apply based on local SNAP regulations.

What Can't You Buy With EBT at Costco?

While your SNAP benefits cover many groceries, there are some restrictions on what you can purchase with your EBT card at Costco.

Non-Food Items: Your EBT card cannot be used for non-food goods like household supplies, cleaning products, or pet food. Vitamins and supplements are also not eligible for purchase with SNAP benefits.
Hot and Prepared Foods: You cannot use your EBT card to buy hot, ready-to-eat foods. This includes Costco's popular rotisserie chicken and any items from the food court.
Membership Fees: The annual Costco membership fee must be paid with another form of payment, as SNAP benefits cannot be used for it.

Check Your EBT Balance and Get Cash Back on SNAP Buys

Download the app

Special Discount Programs for EBT Cardholders

Costco does not offer special discounts or programs specifically for EBT cardholders. The warehouse club maintains the same low prices for all its members. Unlike some retailers, Costco does not have programs like Double Up Food Bucks. However, the bulk pricing model means you can still achieve substantial savings.

You must have a Costco membership to shop there, even when using EBT. The annual membership fee cannot be paid with your EBT funds. As of early 2025, a Gold Star membership costs $65 a year and includes a card for another person in your household.

While the basic EBT acceptance policy is consistent, some rules can vary by location. For instance, some Costco warehouses accept EBT Cash (TANF) benefits for a wider range of products. It is best to check with your local store for its specific policy on this.

While there are no EBT-specific deals, you can still maximize your savings at Costco. Here are several practical strategies to help you stretch your budget further on every shopping trip.

Master Costco's pricing codes. Prices ending in .97 are clearance items. Prices ending in .88 or .00 are manager markdowns for a quick sale. An asterisk (*) on the price tag means the item is being discontinued.
Split bulk purchases. Coordinate with friends or family to divide large packages. This works especially well for perishable items like produce, meat, and dairy that might spoil before you can use them all.
Choose Kirkland Signature products. This is Costco's store brand. These products are typically cheaper than their name-brand counterparts but are often of equal or even better quality, offering fantastic value.
Request price adjustments. If an item you bought goes on sale within 30 days of your purchase, bring your receipt to customer service. They can refund you the price difference.
Shop during off-peak hours. The best times to visit are weekday mornings before 11 a.m. or weekday afternoons between 3 p.m. and 5 p.m. This helps you avoid crowds and impulse buys.
Plan with a shopping list. Visiting Costco without a list can lead to overspending on things you do not need. Plan your list in advance for eligible food items to stay on budget.

Track Your Real-Time EBT Balance and Earn Cash Back on SNAP

With the free Benny app, you can check your SNAP and EBT Cash balance instantly. You can also earn 1-3% cash back on SNAP purchases at Costco, Target, Walmart, Kroger, 7-Eleven, and many other stores.

To get started, just link your EBT card to the app. After you shop, scan your receipt with Benny. You will receive cash back on eligible SNAP items the same day.

Download Benny to take control of your spending and get more out of your EBT benefits.

Frequently Asked Questions

SHARE

Yes, Costco accepts EBT cards at all its U.S. warehouse locations. This allows you to use your SNAP benefits for bulk groceries at wholesale prices. However, EBT payments are mainly for in-store purchases, and there are specific rules for what you can buy.

How to Use Your EBT Card at Costco

You can use your EBT card for in-store purchases at any Costco warehouse. However, Costco.com does not accept EBT for online orders. The main exception is for Costco Same-Day Delivery, which is fulfilled through Instacart and does allow EBT payments for eligible items.

Through Instacart, you can also use EBT for curbside pickup orders. Your EBT card cannot be used at the Costco food court or to purchase hot prepared foods, like rotisserie chicken. You can find a nearby warehouse using the Costco store locator.

How to Pay With EBT at Costco

When using your EBT card at Costco, either in-store or through Instacart, there are a few things to remember about the payment process to ensure a smooth checkout.

You must have a Costco membership to shop there, even with an EBT card. The annual membership fee cannot be paid for with your SNAP benefits.
When shopping on Instacart, you can filter for SNAP-eligible items. These items will be marked, making it easier to see what you can purchase with your EBT card.
If your cart contains both SNAP-eligible and ineligible items, you will need another form of payment like a debit or credit card. This also applies if your SNAP balance does not cover the full cost of your groceries.

What Can You Buy With an EBT Card at Costco?

Your SNAP benefits cover a wide range of food items at Costco. You can stock up on staples and even find some unique bulk products eligible for purchase with your EBT card.

Fresh and Frozen Foods: You can purchase fresh and frozen fruits, vegetables, meat, poultry, and fish. Costco's bulk sizes are great for stocking up on these essentials.
Dairy, Breads, and Cereals: Your benefits cover dairy products like milk and cheese. Breads and cereals are also eligible, often in cost-effective bulk packaging.
Pantry Staples: You can buy large containers of shelf-stable goods. This includes canned items, baking supplies, snacks, and non-alcoholic beverages.
Kirkland Signature Products: Most food items from Costco's store brand, Kirkland Signature, are eligible. These products offer great value on items like juices and snacks.
Unique Bulk Items: Costco offers some unique eligible items. This includes large 25-pound bags of rice and even seeds or plants that grow food, like tomato plants.

While all U.S. Costco locations accept EBT, the specific items you can buy may vary. Costco follows all state laws, so some regional differences might apply based on local SNAP regulations.

What Can't You Buy With EBT at Costco?

While your SNAP benefits cover many groceries, there are some restrictions on what you can purchase with your EBT card at Costco.

Non-Food Items: Your EBT card cannot be used for non-food goods like household supplies, cleaning products, or pet food. Vitamins and supplements are also not eligible for purchase with SNAP benefits.
Hot and Prepared Foods: You cannot use your EBT card to buy hot, ready-to-eat foods. This includes Costco's popular rotisserie chicken and any items from the food court.
Membership Fees: The annual Costco membership fee must be paid with another form of payment, as SNAP benefits cannot be used for it.

Check Your EBT Balance and Get Cash Back on SNAP Buys

Download the app

Special Discount Programs for EBT Cardholders

Costco does not offer special discounts or programs specifically for EBT cardholders. The warehouse club maintains the same low prices for all its members. Unlike some retailers, Costco does not have programs like Double Up Food Bucks. However, the bulk pricing model means you can still achieve substantial savings.

You must have a Costco membership to shop there, even when using EBT. The annual membership fee cannot be paid with your EBT funds. As of early 2025, a Gold Star membership costs $65 a year and includes a card for another person in your household.

While the basic EBT acceptance policy is consistent, some rules can vary by location. For instance, some Costco warehouses accept EBT Cash (TANF) benefits for a wider range of products. It is best to check with your local store for its specific policy on this.

While there are no EBT-specific deals, you can still maximize your savings at Costco. Here are several practical strategies to help you stretch your budget further on every shopping trip.

Master Costco's pricing codes. Prices ending in .97 are clearance items. Prices ending in .88 or .00 are manager markdowns for a quick sale. An asterisk (*) on the price tag means the item is being discontinued.
Split bulk purchases. Coordinate with friends or family to divide large packages. This works especially well for perishable items like produce, meat, and dairy that might spoil before you can use them all.
Choose Kirkland Signature products. This is Costco's store brand. These products are typically cheaper than their name-brand counterparts but are often of equal or even better quality, offering fantastic value.
Request price adjustments. If an item you bought goes on sale within 30 days of your purchase, bring your receipt to customer service. They can refund you the price difference.
Shop during off-peak hours. The best times to visit are weekday mornings before 11 a.m. or weekday afternoons between 3 p.m. and 5 p.m. This helps you avoid crowds and impulse buys.
Plan with a shopping list. Visiting Costco without a list can lead to overspending on things you do not need. Plan your list in advance for eligible food items to stay on budget.

Track Your Real-Time EBT Balance and Earn Cash Back on SNAP

With the free Benny app, you can check your SNAP and EBT Cash balance instantly. You can also earn 1-3% cash back on SNAP purchases at Costco, Target, Walmart, Kroger, 7-Eleven, and many other stores.

To get started, just link your EBT card to the app. After you shop, scan your receipt with Benny. You will receive cash back on eligible SNAP items the same day.

Download Benny to take control of your spending and get more out of your EBT benefits.