Shopping with SNAP
Mar 6, 2025
Yes, Tops accepts EBT cards for eligible in-store purchases.
EBT cards can also be used at self-checkout kiosks, providing a convenient and independent way to complete transactions. Additionally, Tops accepts EBT for online orders, including delivery and curbside pickup. However, fees for curbside pickup may apply, so it's advisable to check with your local store for specific details.
Since EBT acceptance may vary by state, it’s best to check with your local Tops store for the most accurate and up-to-date information.
What Can You Buy at Tops with EBT?
At Tops, you can use your EBT card to purchase a variety of items eligible under the SNAP program. Generally, these items are marked with a "Nutrition" label, while those labeled "Supplements" are not covered. Additionally, hot, prepared foods intended for immediate consumption are not eligible. For example, you can buy fresh fruits and vegetables, but not a hot rotisserie chicken.
Here are some examples of items you can buy with EBT at Tops:
Fresh produce like apples, carrots, and spinach
Dairy products such as milk, cheese, and yogurt
Meat, poultry, and fish
Bread, cereals, and other grains
Non-alcoholic beverages like juice and bottled water
On the other hand, the following items are not eligible for purchase with EBT:
Hot, prepared foods like deli sandwiches and pizza
Alcoholic beverages
Vitamins and supplements
Pet foods
Household supplies such as paper towels and cleaning products
How to Use Your EBT Card at Tops?
Paying with an EBT card at Tops is similar to paying with any other debit card. Here are the steps to follow:
Swipe or insert your EBT card at the payment terminal.
Select "EBT" as your payment method on the screen.
Enter your 4-digit PIN to authorize the transaction.
Keep your receipt for your records and to track your balance.
Can You Get Discounts Tops with EBT?
Tops does not offer specific discounts, special pricing, or exclusive benefits for customers using EBT cards. The prices for items eligible under the SNAP program remain the same regardless of the payment method. However, Tops frequently runs sales and promotions that all customers, including those using EBT, can take advantage of.
There are no membership requirements to use EBT at Tops, and the process is straightforward for both in-store and online purchases. It's important to note that while EBT can be used for online orders, it cannot be used to pay for any associated fees, such as delivery or curbside pickup charges.
Tips for Maximizing Your EBT Benefits at Tops
Maximizing your EBT benefits at Tops can help you stretch your food budget further. Here are some practical tips to make the most out of your shopping experience:
Take Advantage of Weekly Sales: Tops frequently offers weekly sales on various grocery items. By planning your shopping around these sales, you can purchase more items within your budget. Check the weekly ad online or in-store.
Use Tops BonusPlus Card: Sign up for a Tops BonusPlus card to access exclusive discounts and earn points on your purchases. These points can be redeemed for future savings, helping you get more value from your EBT benefits.
Buy Store Brands: Tops' store brands often offer the same quality as national brands but at a lower price. Opting for these products can help you save money and buy more groceries with your EBT card.
Download the Benny App: Benny is a free app that helps you maximize your EBT benefits by offering cash back on groceries. For instance, Tops offers a 1% cashback through Benny, available in New York, Pennsylvania, and Vermont. Download Benny to start saving today.
Download Benny for Free & Earn Cash Back on SNAP
Using EBT at Tops is straightforward, whether in-store or online, and you can maximize your benefits by taking advantage of weekly sales, using the Tops BonusPlus card, and opting for store brands. For additional savings, download Benny for free to earn cash back on your grocery purchases.
By integrating these strategies, you can stretch your food budget further and make the most out of your EBT benefits at Tops.
