Shopping with SNAP
Apr 24, 2025
Understanding what can and cannot be bought with the Supplemental Nutrition Assistance Program (SNAP) helps recipients spend their benefits wisely. Many recipients may wonder whether groceries qualify as an approved purchase, as SNAP was previously known as Food Stamps.
Can You Buy Groceries with EBT/ Food Stamps?
Yes, you can buy groceries with EBT or Food Stamps.
Groceries are eligible under SNAP because the program is designed to help low-income individuals and families purchase nutritious food. This includes items like fruits, vegetables, meat, dairy products, and bread. The goal is to ensure that recipients have access to essential food items that contribute to a healthy diet.
How to Check If Groceries Is SNAP-Eligible
To determine if an item is SNAP-eligible, check its label. If it has a "Nutrition Facts" label, it is likely eligible. Conversely, items with a "Supplement Facts" label are not eligible. Additionally, hot, prepared foods meant for immediate consumption are generally not SNAP-eligible. For example:
Frozen pizza: It has a "Nutrition Facts" label and is intended for home consumption. Therefore, it is SNAP-eligible.
Hot deli sandwich: It’s hot, prepared, and meant for immediate consumption. Therefore, it is not SNAP-eligible.
If in doubt, compare the item to USDA rules to determine SNAP eligibility.
Large chain stores often use small shelf labels or icons that say "SNAP Eligible" or "EBT Accepted." Websites of large chains like Walmart, Amazon, or delivery platforms like Instacart often let you filter by SNAP-eligible items. If still unsure, ask the shop assistant before making a purchase.
Surprising Things You Can Buy with EBT
Besides groceries, you might be surprised to know that SNAP benefits cover many of these items:
Plants: Vegetable seeds, fruit plants, and starters used to grow food at home.
Farmers’ Markets: Eligible at many markets, often via tokens or electronic payments.
Energy Drinks: Eligible if labeled with a "Nutrition Facts" panel (not "Supplement Facts").
Bakery Items and Birthday Cakes: Decorated birthday cakes and baked goods.
Seafood and Fresh Meat: Fresh, frozen, or canned seafood and meats.
Snack Foods: Chips, ice cream, candy, and other snacks.
What Happens If You Try to Buy an Ineligible Item with an EBT Card?
If you try to buy an ineligible item with your EBT card, the transaction will be declined for that specific item. The cashier or the self-checkout system will notify you that the item is not covered by SNAP benefits. You can either remove the item from your purchase or pay for it using another form of payment, such as cash or a credit card.
Manage Your SNAP Benefits and Get Cashback with Benny
Benny is a great option to manage your SNAP benefits effectively. With Benny, you can check your EBT balance and transactions in real-time, helping you stay on top of your EBT spending. Plus, you can earn cash back on groceries and other purchases at popular stores such as Walmart, Target, and 7-Eleven. Download Benny to start saving on your EBT benefits.
Frequently Asked Questions
Are there any grocery items that are not eligible for purchase with SNAP benefits?
Yes, certain grocery items are not eligible for purchase with SNAP benefits. These include alcoholic beverages, tobacco products, vitamins, medicines, and hot, prepared foods meant for immediate consumption. Additionally, non-food items like pet food, cleaning supplies, and paper products are also ineligible.
Do SNAP eligibility rules for groceries vary by state?
While the federal government sets the basic guidelines for SNAP eligibility, some states may have additional rules or programs that affect what can be purchased. For example, certain states may have pilot programs allowing the purchase of hot foods or restaurant meals for specific populations, such as the elderly or homeless.
Can you buy groceries online with SNAP benefits?
Yes, you can buy groceries online with SNAP benefits at participating retailers. Major retailers like Amazon, Walmart, and some regional grocery chains accept EBT payments for online grocery orders. However, delivery fees and other service charges are not covered by SNAP benefits and must be paid with another form of payment.
What happens if you try to buy an ineligible grocery item with your EBT card?
If you try to buy an ineligible grocery item with your EBT card, the transaction for that item will be declined. The cashier or self-checkout system will notify you that the item is not covered by SNAP benefits. You can either remove the item from your purchase or pay for it using another form of payment, such as cash or a credit card.
