Shopping with SNAP
Apr 24, 2025
Understanding what can and cannot be bought with the Supplemental Nutrition Assistance Program (SNAP) benefits, previously known as food stamps, helps recipients spend their benefits wisely. A common question is whether cake qualifies as an approved purchase.
Can You Buy a Cake with EBT/ Food Stamps?
Yes, you can buy cake with Food Stamps or SNAP.
Cakes are considered eligible under SNAP because they are classified as food items. However, there are restrictions; the value of non-edible decorations must not exceed 50% of the cake's price. This ensures that the primary purpose of the purchase is for food consumption, aligning with SNAP's guidelines to support nutritional needs.
How to Check If a Cake Is SNAP-Eligible
To check if a cake is SNAP-eligible, look for “EBT/SNAP eligible” shelf tags or icons on retailer websites. Most major grocers label qualifying foods, making it easier to identify eligible items.
Additionally, compare the product to USDA rules by visiting the official resource. If still unsure, ask the cashier or call your state SNAP hotline before making a purchase.
What Can You Buy with EBT/Food Stamps?
Besides cake, you might be surprised to know that SNAP benefits cover many of these items:
Plants: Vegetable seeds, fruit plants, and starters used to grow food at home.
Farmers’ Markets: Eligible at many markets, often via tokens or electronic payments.
Energy Drinks: Eligible if labeled with a "Nutrition Facts" panel (not "Supplement Facts").
Seafood and Fresh Meat: Fresh, frozen, or canned seafood and meats.
Snack Foods: Chips, ice cream, candy, and other snacks.
Special Dietary Foods: Gluten-free, diabetic-friendly, and allergen-free foods.
What Can You Not Buy with EBT/Food Stamps?
While SNAP benefits cover a wide range of essential food items, there are products that cannot be purchased with these benefits, including:
Alcoholic Beverages: Beer, wine, and liquor are strictly prohibited.
Household Supplies: Items like soap, paper products, and cleaning supplies are not eligible.
Vitamins and Supplements: Products labeled with "Supplement Facts" are excluded.
Hot Foods: Foods that are hot at the point of sale, such as deli meals, are not covered.
What Happens If You Try to Buy an Ineligible Item with an EBT Card?
If you try to buy an ineligible item with your EBT card, the transaction will be declined for that specific item. The cashier or the self-checkout system will notify you that the item is not covered by SNAP benefits. You will need to pay for the ineligible item using another form of payment, such as cash or a credit card.
Manage Your SNAP Benefits and Get Cashback with Benny
Managing your SNAP benefits can be easier with Benny. Our app allows you to check your EBT balance and transactions instantly, eliminating the need for phone calls or checking receipts.
Additionally, Benny helps you earn cash back on groceries and other purchases at stores like Walmart, Target, 7-Eleven, and many more. Learn more about how Benny can help you manage your SNAP benefits effectively by visiting Benny.
Frequently Asked Questions
1. Are there any restrictions on the type of cake you can buy with SNAP benefits?
Yes, the value of non-edible decorations on the cake must not exceed 50% of the cake's price. This ensures that the primary purpose of the purchase is for food consumption.
2. Can you buy a custom-decorated cake with SNAP benefits?
Yes, as long as the non-edible decorations do not make up more than 50% of the cake's total price. Custom decorations are allowed within this limit.
3. Do SNAP eligibility rules for cakes vary by state?
No, SNAP eligibility rules for cakes are federally regulated and do not vary by state. However, individual retailers may have their own policies, so it's best to check with the store.
4. Can you buy a cake from a bakery with SNAP benefits?
Yes, you can buy a cake from a bakery with SNAP benefits, provided it meets the eligibility criteria regarding non-edible decorations. Most bakeries that accept EBT will have eligible options available.
